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Low-Risk, High-Yield Insurance-Backed Investment 8.89% p.a. Fixed Interest

 


Earn 8.89% p.a. Low-Risk Unit Trust Investment

Investment Highlights

  • Sector: Private Credit – Growing AU$8B Insurance Premium Market

  • Product: Fixed Interest with Monthly Payments

  • Business Model: Short-Term Lending to Fund Commercial Insurance Premiums

  • Returns: Attractive yield of BBSW + 4.43% (currently 8.89% p.a.)

  • Risk Level: Relatively low-risk asset class with historically low default rates

  • Security: Fully secured investments backed by the underlying insurance policy

  • Board & Management: Led by executives from NAB, Westpac, Deloitte & Bendigo and Adelaide Bank


A Secure Investment in a Growing Market

Oz Premium Finance is an insurance premium funder lending into the AU$8B Australian commercial premium funding market, a sector growing year-on-year as insurance costs rise. This de-risked lending model offers investors a fixed-income product with monthly interest payments, making it an attractive alternative to cash deposits or expired bank hybrids.

With historically low default rates and a secured lending structure, this investment presents an opportunity for stable and consistent returns. The leadership team brings extensive experience in banking, securitisation, corporate finance, and private equity.


The Raise


  • Raising: A$20 Million

  • Use of Funds: 100% allocated to lending in the Insurance Premium Market

  • Pitch Deck: Available in the Capital HQ Deal Room


"Oz Premium Finance operates within the Insurance Funding sector, a market with historically low default rates. Our robust credit assessment processes and risk management systems are designed to facilitate prudent lending outcomes.


Additionally, all loans are secured against the underlying insurance policy, which Oz holds an assignable right to cancel, in the event of default, providing an additional layer of security. These safeguards contribute to making investments in Oz Premium Finance an attractive and lower-risk opportunity within the premium funding sector."


Karl Kirsten, Director and Founder


Visit Deal Room


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